3 Ways to Save on Wedding Costs
If you're planning a wedding, there are some details you may be forgetting about - the kind that have a hefty price tag.
What Will Your Summer Vacation Really Cost You?
There's a dear price to pay in making summer memories.
5 Easy Ways to Reduce Student Loan Costs
It could take five years of $500 monthly payments to pay off the average student loan, but there are ways to reduce what you owe and fork over much less.
Is Retiring Abroad Right for You? 10 Factors You Should Consider
The concept is intriguing: Move to another country and live for a fraction of what it costs in the U.S.
Insider Tricks to Plan a Cheap Last Minute Summer Vacation
Follow these three steps to cut the cost of your trip in half.
7 Really Bad Money Habits You May Be (Accidentally) Teaching Your Kids
Nobody's perfect. And if you are a parent, you've probably seen some of your imperfections in broad relief as your child imitates them.
Millennials Like Saving Money, Want to Save More
Millennials have impressive financial habits when compared to baby boomers, according to a new Retirement Saving & Spending Study by T. Rower Price.
Why I Keep Saving Money Every Day Even Though I Have More Than Enough
It's a pretty typical story. Person reaches a financial breaking point. Person begins to use frugality to cut back strongly on their expenses. Person pays down their debts and begins saving for the future. Person begins to feel a whole lot better about their financial state.
6 lessons that turn kids into money savvy adults
All parents hope their children will grow up to become independent, financially savvy adults.
Can I get a balance transfer if I have bad credit
In most cases, you need a good or excellent credit rating to get enticing introductory credit card offers, which includes offers for low or no interest balance transfers. You may still be eligible for a balance transfer if you qualify for the new card, but you can expect it to be far above the 0-5% introductory rate that many cards advertise.
What real millennials want to know about credit
Last week I talked to a bunch of 20- and 30-somethings — members of the so-called millennial generation — about credit, and the conversation reminded me about how differently people deal with money. In many aspects of personal finance, things aren't black or white, and what works for one person would be disastrous for another.
Top 5 Ways to boost the value of your home
This is a great time to be selling a house—or buying one. With housing prices at recent highs (in some neighborhoods they’re exceeding pre-2008 valuations), it’s no wonder about 5.3 million homes are expected to change hands in 2015, up about 30 percent from the bottom of the crash, according to the National Association of Realtors.
How to prioritize retirement versus college savings
Many parents need to save for their own retirement while also helping their children pay for college. But it can be difficult to save for both at the same time. Here are some tips for coordinating your retirement and college savings goals.
8 signs you're living beyond your means
Living beyond your means is pretty easy to do these days, especially since we live in a time when buying on credit — and having a YOLO mentality — has become the norm. But just because it seems normal doesn’t mean you aren’t doing a real disservice to your current and future well-being.
The genius of 'Want to grab a coffee?'
In a few weeks, millions of college students will enter the real world with dreams of finding work that's meaningful and challenging—and preferably lucrative enough to live roommate-free in a major city. As they embark on their job searches, recent graduates are frequently given the vague advice to "go out and network."
7 Things You Need To Know About The Statutes of Limitation For Debt
If you have old unpaid debts, it can be helpful to know the statute of limitation that applies to those debts. If the statute of limitation (SOL) has expired, a debt is said to be "time-barred," and a creditor or debt collector is not supposed to sue you to collect.
How rich and poor spend (and earn) their money
For many Americans, the rise in food and housing prices is a tough squeeze. That’s because, even in an era with low overall inflation, low-income Americans spend a disproportionate share of their money on food and housing.
12 Terrible Things That Could Happen If You Don't Do Your Taxes
The IRS can seize your property.Taxes are due just about two weeks from today. We're hoping that doesn't come as a shock. If you don't file and pay your taxes, however, the things that could happen to you are pretty shocking.
Spend Your Tax Refund Wisely or Treat Yourself
If you're lucky enough to be getting something back from Uncle Sam, you probably have big plans to put every penny of your return refund into your retirement account or finally pay off that pesky credit card bill. However, now that your return has processed, you might be having second thoughts and wishing you could spend just a bit of your refund on something a little less practical.
Millennials: How to Become a 401(k) Millionaire
While some millennials are content to play "Money Tree" on their iPhones, others play for keeps. With discipline, patience and knowledge of how the real-life game works, nearly any member of Generation Y can reach the seven-digit mark in a matter of decades.
5 Things You Need to Retire Early and Comfortably
While you certainly need a substantial nest egg to retire early, those who are happy in early retirement usually share a few common traits. You will need to be able to cope with financial shocks and to fill your days will new activities so you don't become bored. For aspiring early retirees, here's a list of goals worth shooting for:
10 Ways to Come Up With the Down Payment For a Home
If you’ve been thinking that a home purchase may be in your future, now’s the time to start saving for the down payment. Why get going now? Because it could take a while.
A Fifth of Americans Do Not Plan to Retire
Whether it comes from financial necessity or potential boredom, a fifth of Americans do not plan to retire. The decisions could substantially alter the landscape of the U.S. job market, to the detriment of the young.
According to researchers for the Pew Charitable Trusts that surveyed 7,000 households and held focus groups.